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US drops to 12th in the prosperity index


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#31    DieChecker

DieChecker

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Posted 14 November 2012 - 01:41 AM

View PostMichaelW, on 14 November 2012 - 01:15 AM, said:

You think the US has the best education system on the planet?
Nope. I think we should be closer to number 20. I certainly don't think we are  number 2.

Here at Intel we make processors on 12 inch wafers. And, the individual processors on the wafers are called die. And, I am employed to check these die. That is why I am the DieChecker.

At times one remains faithful to a cause only because its opponents do not cease to be insipid. - Friedrich Nietzsche

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#32    EllJay

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Posted 14 November 2012 - 02:43 AM

What they did was collecting information on 8 different categorises from all different countires that are fundamental for a societies well being as well as it citizens.

The Legatum Prosperity Index assessed and ranked the prosperity of 142 countries based on eight sub-categories: economy, entrepreneurship and opportunity, health, governance, education, safety and security, personal freedom, and social capital.
From that they made a sort of a mean-value.

Why the Scandinavian countries comes out on top 5 over and over is that they have a strong, well rooted system of balance between a benevolent attitude to entrepreneurship combined with good equal  schools for everyone regardless where you live, and a safety-net feeling that if one runs out of luck, being injured, sick or lose ones job, you dont have that enormous stress of putting your whole family on the street

Higher education are reachable for everyone who can pass the initial testing, the funding for it are very reasonable loan that wont have you repaying for the rest of your life, available for all by applying.


The social net here works like, if one of the guys in the trapeze at the circus misses his jump, he gets in the net. And when he has sorted himself out, he is out and back up there going at it a again




I'm going to give you a.10-min crash-course in Swedish Social Security:


This system does not make us feel weak, hounded with, bullied, slaves, suppressed or anything that people think Social Democracy does, on the contriary.

It just feels safe and unstressful that once you are sick you do not haft to go through the struggle with an insurance company when one need that strength to fight the illness instead etc etc

Most of the people have come in contact with it and the majority has been very well treated to their life and comfort and everyone is happy to pay to such a system for several reasons.

One is that its there for them when and if they come in need, the other are that the system helps others around you to get better and quicker comes back out on the track to work which benefits everyone. We pay high taxes, but what we get in return are real, and it is working well.





Socialförsäkringen på 10 minuter – översiktlig information från Försäkringskassan

Swedish Social Insurancein 10 minutes

If you live or work in Sweden, you are covered by Swedish social
insurance. This means that you only have to pay a set fee when you visit
the doctor or are in hospital. It also means that you may be entitled to
various benefits from the state. This is especially the case when you are
old, when you have children and if you cannot work as usual because you
are ill or have a disability.

Who decides about social insurance?

[Vem bestämmer om socialförsäkringen?]

The Swedish Parliament, the Riksdag, has decided what social insurance is
to cover. You must apply to receive certain benefits. Försäkringskassan
makes an assessment of whether you are entitled to a benefit and pays out
the money.

Would you like to know more?

[Vill du veta mer?]

This information is primarily intended for people who have recently
arrived in Sweden. It only provides very general information. If you would
like to know more, you can find more to read here at our website. In-depth
information about benefits is available in the form of fact sheets which you
can print out. Many of the fact sheets are available in several different
languages.

At the end of this information, there is also a list of explanations of some
of the words in the text.



Benefits if you have children

[Ersättningar till dig som har barn]

Child allowance [Barnbidrag] and large family supplement
[flerbarnstillägg]

[Barnbidrag och flerbarnstillägg]

In Sweden, all children receive child allowance until they attain the age of
16. Children who still attend compulsory school receive extended child
allowance [förlängt barnbidrag] after they attain the age of 16.

Child allowance is paid to one of the child’s parents. If you do not choose
which of you is to receive the allowance, it will be paid to the mother.

If you do not live with the other parent, you can share the child allowance.
The child must then live approximately the same amount of time with each
of you.

Child allowance is paid from and including the month after the birth of the
child. If the child moves to Sweden, it is paid from the month after the
month that the child is considered as being resident in Sweden.

Child allowance is tax free. You do not need to apply for child allowance.

Large family supplement

[Flerbarnstillägg]

If you have child allowance for two or more children, you will receive a
large family supplement. Children who are 16 or over who have study
allowance [studiebidrag] or extended child allowance are also counted for
the large family supplement.

If you are two parents who live together and have children from previous
relationships, which you receive child allowance or study allowance for,
you can count all of your children to receive large family supplement.
However, you must be or have been married to one another or have or have
had a common child.

If you are two parents who live together but have chosen different
recipients of child allowances, you will not automatically receive large
family supplement. To receive large family supplement, you must notify
that you want to count all of the children in the family.

If the child is staying abroad

[Om barnet vistas utomlands]

You must notify Försäkringskassan if your child is going to stay abroad for
longer than six months.

Special rules apply if you move from Sweden to work in another EU/EEA
country or Switzerland. In certain countries, you are entitled to benefits
that correspond to child allowance. You may need a certificate from



Försäkringskassan to obtain benefits when you work in another country.

Parental benefit


[Föräldrapenning]

What is parental benefit?

[Vad är föräldrapenning?]

Parental benefit is the benefit parents receive to be able to be home from
work to take care of their children.

How many days can I receive parental benefit for?

[Hur många dagar kan jag få föräldrapenning?]

Parental benefit is paid for a total of 480 days per child. Parents with twins
receive an additional 180 days of parental benefit.

Parents with joint custody receive 240 days each of parental benefit. Of
these days, 60 are reserved for each parent. You can choose to transfer the
other days to the other parent.

If you have sole custody, you are entitled to all 480 days.

When can I take out parental benefit?

[När kan jag ta ut föräldrapenning?]

If you are pregnant, you can take out parental benefit from and including
the 60th day before the expected delivery date. Parental benefit can then be
paid until your child attains the age of eight or finishes his or her first
school year.

If you are an adoptive parent, parental benefit can be taken out within eight
years of the day you started to take care of the child, although at the
longest until the child attains the age of ten.

The maternity clinic often offers parental training when you are expecting
a child. Both parents can take part at the same time in this parental training
and receive parental benefit for the same time.

How much money do you get?

[Hur mycket pengar får man?]

There are three different benefit levels. The first is called sickness benefit
level [sjukpenningnivå] and applies for 390 days. The amount you receive
in benefit for days at sickness benefit level depends on how large your
income has been.

The second benefit level is called the basic level [grundnivå]. This is the
case if you have low income or no income at all.

The third level is called the minimum level [lägstanivå]. This applies for
180 days and is the same for everyone regardless of the size of the income
you have had.


Can parental benefit be taken out for parts of days?

[Kan man ta ut föräldrapenning för delar av dagar?]

You can receive parental benefit for a full day or part of a day. How much
parental benefit you can take out per day depends on how much you work
in relation to normal working time for a fully-employed person in your
occupation.

Temporary parental benefit [Tillfällig föräldrapenning] in
connection with the birth of a child or adoption


[Tillfällig föräldrapenning i samband med barns födelse eller
adoption]

When a child is born, its father or the other parent can be free from work
for ten days with benefit in the form of temporary parental benefit. This
also applies if you adopt a child below the age of 10. You can take out
benefit at the same time as the mother takes out parental benefit.

Other persons may also take out the benefit. This is the case, for example,
if the mother is a sole parent.

You may take out these days until and including the sixtieth day after the
child has come home after delivery. You can take out benefit for a whole
day or for part of a day. Accordingly, you can choose to be at home for 20
half days instead of 10 whole days, for example.

Temporary parental benefit for care of a sick child

[Tillfällig föräldrapenning vid vård av sjukt barn]

If you cannot work because you have to take care of a sick child, you can
receive temporary parental benefit. You can also obtain benefit if the
person who normally takes care of your child is ill or if, for example, you
need to accompany your child to a doctor or dentist.

You can obtain temporary parental benefit for part of a working day if you
do not need to be away from work for the whole day. If, for example, a
relative stays away from work to take care of the child, this person can
receive temporary parental benefit instead.

You cannot obtain temporary parental benefit if you are at home with the
child because the pre-school or school is closed.

Normally, you can only obtain temporary parental benefit for a child aged
under 12.

Certificate on the child’s absence from pre-school or school

[Intyg om barnets frånvaro från förskola eller skola]

You must submit a certificate before money can be paid out to you. We
will send the certificate to you when you have notified that you wish to
receive temporary parental benefit. You should write on the certificate
when you have not been able to work because you have been at home with
your sick child. Then someone who works at the pre-school, recreation



centre or school must sign the certificate, after which you return it to
Försäkringskassan.

If the child is ill for a long period

[Om barnet är sjukt länge]

If the child is ill for more than seven days, you must also have a certificate
from a doctor or nurse to obtain benefit.

Temporary parental benefit for care of a child aged between 12
and 16

[Tillfällig föräldrapenning vid vård av barn som fyllt 12 men inte
16 år]

In certain cases, you can also obtain temporary parental benefit for a child
who has attained the age of 12. This is the case if the child has an illness or
disability that means that he or she requires special supervision or care.

You must have a doctor’s certificate on the child’s condition. In the case of
children with long-term illness or disability, Försäkringskassan can decide
in advance that the child will be covered by temporary parental benefit.

Temporary parental benefit for children who have attained the
age of 16 and who are covered by the Act on Support and
Service for Persons with Certain Disabilities (LSS)


[Tillfällig föräldrapenning för barn som har fyllt 16 år och som
omfattas av LSS]

You are also entitled to temporary parental benefit for children who have
attained the age of 16 if the child is covered by the Act on Support and
Service for Persons with Certain Disabilities (LSS) [Lagen om stöd och
service till vissa funktionshindrade (LSS)]. This applies until the child
attains the age of 21, in certain cases 23. Among other things, LSS covers
children who have a developmental disorder or autism.

You can only obtain temporary parental benefit for children who have
attained the age of 16 if you need to stay away from work due to the child
being ill or contagious. You can accordingly not obtain temporary parental
benefit when the child’s ordinary carer is ill or contagious.

In the case of a child with a long-term illness or disability,
Försäkringskassan can decide in advance that the child will be covered by
temporary parental benefit.

Temporary parental benefit after the age of 21

[Tillfällig föräldrapenning efter 21 års ålder]

You can obtain temporary parental benefit for the child until the end of the
spring term the year that the child attains the age of 23 if the child attends
special upper secondary school for pupils with learning disabilities or is
severely disabled and attends a special upper secondary school.



Temporary parental benefit for care of a seriously ill child

[Tillfällig föräldrapenning vid vård av allvarligt sjukt barn]

If you are the parent of a seriously ill child below the age of 18, you are
entitled to temporary parental benefit for an unlimited number of days. A
child is considered to be seriously ill when there is great danger for the
child’s life or when the child receives treatment for its illness and the
child’s life would be in danger without this treatment. Both parents are
entitled to benefit for the same child and time.

You need a special medical opinion, which is to contain information about
the diagnosis and a description of the child’s illness and its treatment. It
should also state how much the parents need to be with the child during the
treatment.

The medical opinion shall be written so that it applies from the first day for
which you request benefit. However, this is not necessary if
Försäkringskassan already has sufficient information about the child’s state
of health.

Childcare allowance

[Vårdbidrag]

You can obtain childcare allowance if your child needs special supervision
and care for at least six months. The size of the childcare allowance varies
according to how great the child’s needs are. You are also entitled to
childcare allowance if you have large additional expenses due to the
child’s disability or illness.

The childcare allowance is paid to the parent who applies for the
allowance. It is also possible for two parents to share the childcare
allowance. You can obtain childcare allowance from the birth of the child
until the month of June in the year that the child attains the age of 19.

If there are several children in the same family with an illness or disability,
Försäkringskassan makes an assessment of the combined need of
supervision and care and the combined additional expenses for the
children. In this way, you can obtain childcare allowance even if each child
individually would not entitle to childcare allowance.

Maintenance support

[Underhållsstöd]

Both parents must assist in maintaining the child. When a child lives with
only one of the parents, the other parent shall therefore pay child support
[underhållsbidrag]. You can decide yourselves how much child support
should be.

If the parent who is to pay child support does not do so, the child may be
entitled to maintenance support from Försäkringskassan. Maintenance
support compensates the child for the lack of child support up to a certain
level, and is paid to the parent who lives with the child. Maintenance


support is paid at the longest until the child attains the age of 18.

The parent who should have paid child support must reimburse money for
maintenance support to Försäkringskassan

In order for a child to be entitled to maintenance support, the child and its
parent must be resident in Sweden.

Extended maintenance support for students

[Förlängt underhållsstöd till studerande]

Children aged between 18 and 20 can receive extended maintenance
support. In order to be entitled to extended maintenance support, the child
must be unmarried and attend compulsory school, upper secondary school
or the equivalent full time. Extended maintenance support is paid directly
to the child. The child shall also apply for the support itself.

Income-tested maintenance support in the case of alternate residence

[Inkomstprövat underhållsstöd vid växelvis boende]

If the child lives alternately about as much with each parent, you can also
receive maintenance support. This is called maintenance support for
alternate residence.

The parents apply separately for maintenance support for alternate
residence. The size of the support depends on your respective income. The
support need not be repaid to Försäkringskassan.

If two parents live and work in two different countries

[Om två föräldrar bor och arbetar i olika länder]

Parents who live and work in two different countries in the EU may be
entitled to benefit from both countries. This means that, if you work in
Sweden and have children who live in another EU Member State, you can
obtain child allowance, parental benefit, maintenance support and housing
allowance in the same way as if the child lived in Sweden. It also means
that if you work in another EU Member State but have a child that lives in
Sweden, you can obtain benefits from the country where you work.

Housing allowance

[Bostadsbidrag]

If you pay a lot for your housing, you may be entitled to housing
allowance. This applies to young people and families with children.

Housing allowance for families with children

[Bostadsbidrag till barnfamiljer]

Families with children with low income can receive housing allowance.
You can obtain housing allowance regardless of whether you own or rent
your home. However, you must live and be registered in the Population

Register at the address for which you apply for housing allowance.

You are treated as a family with children if you have a child who lives with
your or who lives with you at times. The child or children must be under
the age of 18. If a child receives study assistance for upper secondary
students or extended child allowance, the child can be counted as part of
the household even after attaining the age of 18.

The amount you can receive in housing allowance depends on your
income, your housing costs, the size of your home and the number of
children in the family. When you apply for an allowance, you must state
the income that you expect to earn during the year. If you receive a higher
income than expected, you may have to reimburse money. If you receive
less than expected, you may receive more allowance retrospectively. You
must therefore always notify us if your income changes to avoid having to
reimburse money.

Housing allowance for young people without children

[Bostadsbidrag till unga utan barn]

You can obtain housing allowance if you have attained the age of 18 but
are less than 29 years old and have a low income. You can obtain housing
allowance regardless of whether you own or rent your home. However,
you must live and be registered in the Population Register at the address
for which you apply for housing allowance.

If you have come to Sweden to study, you cannot normally obtain housing
allowance. An exception is if you come from another Nordic country when
you may be entitled to housing allowance if you are registered in the
Population Register in Sweden.

The amount you can receive in housing allowance depends on your
income, your housing costs and the size of your housing. When you apply
for the allowance, you must state the income you expect to earn during the
year. If you receive a higher income than expected, you may have to
reimburse money. If you receive less than expected, you may receive more
money retrospectively.

Benefits when you are ill or have a disability

[Ersättningar till dig som är sjuk eller har en
funktionsnedsättning]

If you are ill and unable to work

[Om du är sjuk och inte kan arbeta]

If you become ill, you can either receive money from your employer or
from Försäkringskassan. Money you receive from your employer is called
sick pay [sjuklön] and money from Försäkringskassan is called sickness
benefit [sjukpenning].


Sick pay is 80 per cent of your pay. Sickness benefit is slightly less than 80
per cent of your wage of your income. However, there is an upper limit for
how much sickness benefit you can receive. Income above this limit does
not entitle you to higher sickness benefit.

Regardless of whether you receive sick pay or sickness benefit, the first
day you are ill is a waiting period. This means that you do not receive any
money for this day.

If you are ill, but can none the less work for part of the day, you can
receive a quarter, half or three-quarter sickness benefit.

If you are ill for more than a week, you must submit a medical certificate
on your illness to your employer. If you have no employer, you submit the
certificate to Försäkringskassan.

If you can work but cannot get to your work in the ordinary way because
of your illness, your employer or Försäkringskassan can pay compensation
for travel to and from work instead of sick pay or sickness benefit.

If you are an employee

[Om du är anställd]

You are entitled to sick pay from your employer for the first 14 days of
illness if you have been an employee for at least a month or have worked
for a continuous period of 14 days. You should notify your employer that
you are ill and unable to work.

If you are ill for longer than 14 days, your employer will no longer pay
sick pay to you. Instead, you can receive sickness benefit from
Försäkringskassan.

If you are unemployed or self-employed

[Om du är arbetslös eller egen företagare]

If you are not employed, you can obtain money from Försäkringskassan for
the first 14 days of illness as well. You must notify Försäkringskassan the
first day you are ill.

Sickness compensation

[Sjukersättning]

Sickness compensation is benefit for a person who will probably never be
able to work full-time again due to a disability, injury or illness. You can
obtain full, three-quarter, half or a quarter sickness compensation
depending on how much your work capacity has been reduced.

To obtain sickness compensation, you must be aged between 30 and 64.
Your work capacity must have been reduced at least by a quarter.

You can apply for sickness compensation yourself or we may decide to
replace your sickness benefit by sickness compensation.

Activity compensation

[Aktivitetsersättning]

Activity compensation is a benefit for those who are young and who will
probably not be able to work full time for at least a year because of illness,
injury or a disability. You can obtain a full, three-quarter, half or a quarter
activity compensation depending on how much your work capacity has
been reduced. You can be granted activity compensation for at most three
years at a time.

You must be aged between 19 and 29 to receive activity compensation.
Your work capacity must be reduced by at least a quarter.

You can apply for activity compensation yourself or we can decide to
replace your sickness benefit by activity compensation.

How much will I receive in sickness or activity compensation?

[Hur mycket får jag i sjuk- eller aktivitetsersättning?]

If you have worked for at least a year in Sweden, you can receive income-
related benefit. Full income-related benefit gives you 64 per cent of your
assumed income [antagandeinkomst]. The assumed income is the income
that Försäkringskassan calculates that you probably would have received if
you had continued to work.

If you have low or no income, you can receive guarantee benefit
[garantiersättning]. The size of guarantee benefit depends on your age and
the length of time you have lived in Sweden.

Can I receive benefit if I live outside Sweden?

[Kan jag få ersättning om jag bor utanför Sverige?]

Income-related sickness and activity compensation is paid to you
regardless of the country you live in. However, you can only receive
guarantee benefit if you live in an EU/EEA country, Switzerland or
Canada.

Activities

[Aktiviteter]

When you have activity compensation, you have the opportunity to take
part in various activities. These are voluntary and do not affect your
compensation. These activities are intended to help and support you in
your development and to affect your illness or disability in a positive way.
They should also contribute to improving your prospects to increase your
work capacity.

Housing supplement

[Bostadstillägg]

If you have sickness or activity compensation, you can also obtain
financial help to pay for your housing. This is called housing supplement.
You can receive housing supplement regardless of whether you own or
rent your home. The amount you can receive depends on your income and
on how much you pay for your housing.



Attendance allowance

[Assistansersättning]

If you have a substantial and permanent disability and need a lot of help to
cope with everyday life, you can receive money to pay for a personal
assistant. This is called attendance allowance. Both adults and children can
obtain attendance allowance.

To obtain attendance allowance, you must need assistance with mealtimes,
washing, clothing and communicating with others. Försäkringskassan pays
attendance allowance if you need this kind of assistance for more than 20
hours a week. If you can cope with less time, you should contact your
municipality to obtain help.

Normally you cannot obtain attendance allowance when you are being
cared for at a hospital or in some other institution, live in group housing,
attend school or participate in other daily activity. There are certain
exceptions, for example, if you are only in hospital for a short time.

There is no lower age limit for receiving attendance allowance. However,
when you have attained the age of 65, you can only obtain attendance
allowance if the decision was made before you attained the age of 65.

Disability allowance

[Handikappersättning]

You can obtain disability allowance if you need additional assistance due
to illness or disability. This applies if you need more time-consuming
assistance in your everyday life to be able to work or study. You can also
receive disability allowance if you have additional expenses due to your
illness or disability. You must need support for at least a year.

How much can I receive in disability allowance?

[Hur mycket kan jag få i handikappersättning?]

The amount of disability allowance you receive depends on your need of
assistance and how much your additional expenses are. Disability
allowance is tax free.

Are there any age limits?

[Finns det några åldersgränser?]

You can obtain disability allowance from and including the month when
you attain the age of 19. You must have become disabled before you
attained the age of 65. However, if you still need assistance, you may
retain the disability allowance after attaining the age of 65.

Car allowance for the disabled

[Bilstöd]

You can obtain car allowance for the disabled if you have great difficulties
in getting about on our own, or in using public transport due to a

Socialförsäkringen på 10 minuter – översiktlig information från Försäkringskassan





Permanent disability.

You can also obtain car allowance for the disabled if
you have a child with a disability if you need the car to be able to move
about with the child.

You can obtain an allowance to purchase a car, make alterations to a car,
and to take a driving licence. You can also obtain a car allowance to
purchase a motorcycle or a moped.

To obtain car allowance for the disabled, you must choose a car which is
suitable for adaptation taking into consideration your or your child’s
disability. You cannot obtain car allowance for a car you purchased before
we have decided that you are entitled to car allowance for the disabled.






Support for the elderly

[Stöd till äldre]

Old age pension

[Ålderspension]


If you have worked in Sweden, you are entitled to an old age pension. A
person who has not worked but has lived in Sweden for at least three years
can also receive some old age pension.

Pension based on work

[Pension som grundar sig på arbete]

If you have worked in Sweden and earned a taxable work income, you will
be entitled to Swedish old age pension. All income from work for the
whole of your life entitles you to old age pension. Accordingly, the more
years you work, the higher your pension will be.

Contributions are paid for your income for every year of work. These
contributions give you pension entitlements [pensionsrätter]. The higher
the income you have, the more contributions are paid in. Pension
entitlements will also be larger then. Pension entitlements are added up
year by year and indexed so that their value changes according to the
development of income in Sweden. The total sum of your pension
entitlements determines the pension you will receive.

You can decide yourself when you wish to draw your pension, although at
the earliest from the age of 61. Your pension will be higher the longer you
wait to draw it. You are also entitled to pension if you do not live in
Sweden as a pensioner.

Pension is not paid out automatically. You must apply for it yourself to
receive the pension.

Pension due to residence

[Pension genom bosättning]

If you have not worked in Sweden but have lived here for at least three
years, you can still receive an old age pension. This is called a guarantee-
pension [garantipension]. If you have had low income, you can receive a
small guarantee pension as a supplement to the pension you have earned.

The more years you have lived in Sweden, the higher the pension becomes.
If you have lived in Sweden for at least 40 years, you will receive a full
amount.

If you have lived in Sweden for a shorter period than three years, you can
count time you have lived in another EU/EEA country to come up to a
three-year residence period. If you have come to Sweden and received a
residence permit as a refugee or a person in need of protection, you can
also in certain cases, count some of your period of residence in your home
country. In this way, you can receive more guarantee pension that you
would receive due to your period of residence in Sweden.

If you comply with the requirements for guarantee pension, you can obtain
it when you attain the age of 65. You must live in Sweden or another
country within the EU/EEA to have your guarantee pension paid.

Housing supplement

[Bostadstillägg]

Pensioners with a low income who live in Sweden can receive financial
assistance to pay for their housing. This is called housing supplement. To
obtain housing supplement, you must have attained the age of 65 and draw
the whole of your pension. The amount of housing supplement you receive
depends on both your housing costs and your income.

Maintenance support for the elderly

[Äldreförsörjningsstöd]

If you have a very low pension or no pension at all, you can receive
maintenance support for the elderly. This may, for example, apply to you if
you have only lived for a very short time in Sweden. Maintenance support
for the elderly guarantees that everyone who lives in Sweden shall have a
reasonable standard of living. You must have attained the age of 65 to
receive maintenance support for the elderly.










Explanation of words

[Ordförklaring]

Activity compensation

[Aktivitetsersättning]

Money paid by Försäkringskassan if you are aged between 19 and 29 and
have reduced work capacity due to an illness or disability. Work capacity
must be reduced by at least a quarter for at least a year.

13

Socialförsäkringen på 10 minuter – översiktlig information från Försäkringskassan

Attendance allowance

[Assistansersättning]

Money paid by Försäkringskassan as compensation for the wage you pay
to a personal assistant.

Child allowance

[Barnbidrag]

Money paid by Försäkringskassan to a child’s parents.

Housing allowance

[Bostadsbidrag]

Money paid by Försäkringskassan to a parent or young person who earns
little money but pays a lot for his or her housing.

Car allowance for the disabled

[Bilstöd]

Money paid by Försäkringskassan to you if you have a disability and need
a car to get about.

Large family supplement

[Flerbarnstillägg]

A supplement to child allowance for a person with at least two child
allowances.

Disability

[Funktionsnedsättning]

An illness or a reduction in physical or mental performance that makes it
difficult to carry out various activities.

Parental benefit

[Föräldrapenning]

Money paid by Försäkringskassan to a parent who does not work because
he or she is looking after his or her child.

Disability allowance

[Handikappersättning]

Money paid by Försäkringskassan if you need additional assistance or have
additional expenses due to a disability.

Waiting period

[Karensdag]

The first day in a sickness period for which you do not receive any benefit.
The self-employed can choose to have a longer waiting period.

Sickness compensation

[Sjukersättning]

Money paid by Försäkringskassan if you are aged between 30 and 64 and

14

Socialförsäkringen på 10 minuter – översiktlig information från Försäkringskassan

have a reduced work capacity because you are ill or have a disability. Your
work capacity must be reduced by at least a quarter for at least a year.

Sick pay

[Sjuklön]

The payment you receive from your employer if you cannot work because
you are ill. The first day of illness is a waiting period. No sick pay is then
paid out.

Sickness benefit

[Sjukpenning]

Benefit from Försäkringskassan when you cannot work due to illness.

Sickness period

[Sjukperiod]

The whole time you are unable to work or can work less than usual due to
illness.

Temporary parental benefit

[Tillfällig föräldrapenning]

Money paid by Försäkringskassan, most often to a parent who cannot work
because he or she has taken care of sick child, who cannot go to school.
Temporary parental benefit is also available for other reasons.

Maintenance support

[Underhållsstöd]

Money paid by Försäkringskassan to a parent who lives alone with his or
her child. The parent receives money if the other parent does not help pay
for the child or if there is no other parent.







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#33    DieChecker

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Posted 14 November 2012 - 09:49 PM

View PostEllJay, on 14 November 2012 - 02:43 AM, said:

This system does not make us feel weak, hounded with, bullied, slaves, suppressed or anything that people think Social Democracy does, on the contriary.

It just feels safe and unstressful that once you are sick you do not haft to go through the struggle with an insurance company when one need that strength to fight the illness instead etc etc

Most of the people have come in contact with it and the majority has been very well treated to their life and comfort and everyone is happy to pay to such a system for several reasons.

One is that its there for them when and if they come in need, the other are that the system helps others around you to get better and quicker comes back out on the track to work which benefits everyone. We pay high taxes, but what we get in return are real, and it is working well.

The problem I have is that your system probably has qualified experts who are properly trained for the tasks that they are doing in your social insurance and healthcare system. And here in the US such a system would be run by professional bureaucrats, who are only trying to get a raise and promotion. They care not at all for the citizens. And those who would be running the whole thing on top, are not going to be doctors, or healthcare professionals, as one might expect in Sweden, but would be lawyers, that practiced criminal law for perhaps a decade, and then became professional bureaucrats after that. I just don't have any faith at ALL that such a system would, or even could, be managed successfully in the US. It would be rife with corruption, incompetance and waste. Probably to the tune of 50% to 66%, or even more of the budget being wasted. You can call that pessimism, but what does the Swedish military pay for a hammer? The US military pays like a hundred dollars.......



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#34    OverSword

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Posted 14 November 2012 - 10:25 PM

It should be kept in mind that Sweden has under 10 million people while the US has over 310 million people.  A system that works for 10M may not translate into a system that works for 310M.  Kind of like preparing a meal for twenty you can't take a cookbook to serve 2 and just increase the ingredients by a factor of 10.


#35    questionmark

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Posted 14 November 2012 - 10:28 PM

View PostOverSword, on 14 November 2012 - 10:25 PM, said:

It should be kept in mind that Sweden has under 10 million people while the US has over 310 million people.  A system that works for 10M may not translate into a system that works for 310M.  Kind of like preparing a meal for twenty you can't take a cookbook to serve 2 and just increase the ingredients by a factor of 10.

I don't really agree with that, because in a smaller scale it also works for most of the 250 million inhabitants of rest Europe. Maybe not as well as in Sweden and Norway, but that has less to do with the capabilities of the system then with the incompetence of some governments.

And in the incompetence of some governments is where the dog lies buried.

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#36    OverSword

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Posted 14 November 2012 - 10:41 PM

View Postquestionmark, on 14 November 2012 - 10:28 PM, said:

I don't really agree with that, because in a smaller scale it also works for most of the 250 million inhabitants of rest Europe. Maybe not as well as in Sweden and Norway, but that has less to do with the capabilities of the system then with the incompetence of some governments.

And in the incompetence of some governments is where the dog lies buried.
And could not the generous social benefits be somewhat responsible for the ailing economies of Greece, Spain, and France?


#37    questionmark

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Posted 14 November 2012 - 10:45 PM

View PostOverSword, on 14 November 2012 - 10:41 PM, said:

And could not the generous social benefits be somewhat responsible for the ailing economies of Greece, Spain, and France?

No, certainly not in Greece. It is not as if you get it for free in any of those countries (there we would only have Britain), in fact you don't even get your social benefits for free in Sweden and Norway, you have to pay into an insurance system (in most countries both private and run by the government you can choose from), and if the insurance needs more money the premiums go up. For those who have never paid into the system (exception again Britain) all there is is welfare.

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#38    Mr Right Wing

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Posted 14 November 2012 - 10:50 PM

View PostCorp, on 08 November 2012 - 09:24 PM, said:

Well that list can't be right. All the nations ranked above the US are socialist!!! And as we all know socialism dooms nations to unspeakable fates.

Anyway given the economic trouble the US has been dealing with it's no surprise it slipped but it still has a long, long way to go before coming close to Third World status.

I think you'll find the top end have large oil deposits.


#39    questionmark

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Posted 14 November 2012 - 10:51 PM

View PostMr Right Wing, on 14 November 2012 - 10:50 PM, said:

I think you'll find the top end have large oil deposits.

So does the US and Britain, what is their excuse?

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#40    OverSword

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Posted 14 November 2012 - 11:25 PM

View Postquestionmark, on 14 November 2012 - 10:45 PM, said:

No, certainly not in Greece. It is not as if you get it for free in any of those countries (there we would only have Britain), in fact you don't even get your social benefits for free in Sweden and Norway, you have to pay into an insurance system (in most countries both private and run by the government you can choose from), and if the insurance needs more money the premiums go up. For those who have never paid into the system (exception again Britain) all there is is welfare.
LOL!!!  Oh yeah, I can just see the insurance carriers underwriters trying to figure the risk on these plans.  The premiums would be like $30,000.00 a year for a $40,000.00 dollar household.

Edited by OverSword, 14 November 2012 - 11:26 PM.


#41    questionmark

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Posted 14 November 2012 - 11:28 PM

View PostOverSword, on 14 November 2012 - 11:25 PM, said:

LOL!!!  Oh yeah, I can just see the insurance carriers underwriters trying to figure the risk on these plans.  The premiums would be like $30,000.00 a year for a $40,000.00 dollar household.

Oh, but there is where a competent government steps in. They let them earn money but stop them from overdoing it. That is why there are also government run plans.

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#42    Orcseeker

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Posted 15 November 2012 - 12:01 AM

View PostDieChecker, on 12 November 2012 - 12:39 AM, said:



I think this list is Bogus... It has several catagories that make up the ratings, and under "Health" the USA is Number 2, and under "Education" the USA is Number 5.  So our Health is only beat by Luxembourg, and only Canada, New Zealand, Taiwan and Australia beat our Education. That totally does not sound right to me, so I'm calling Shinanegans on this List.

Looks like Switzerland would have been number one, but they got a Education rank of 32.

It appears almost like someone was tossing darts to determine the numbers...

As much as I love the place, I agree that the health and education systems are down the toilet. How would they rank so high given the internationally renown poor systems they have implemented?

The education system is in shambles and need a complete overhaul (much like most sections of the US government). I haven't really read up on Obamacare so I can't really speak for that but health systems like here in Australia are great. You don't have to take a mortgage out on your house for an operation.


#43    EllJay

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Posted 15 November 2012 - 11:58 AM

View PostDieChecker, on 14 November 2012 - 09:49 PM, said:

[/left]

The problem I have is that your system probably has qualified experts who are properly trained for the tasks that they are doing in your social insurance and healthcare system. And here in the US such a system would be run by professional bureaucrats, who are only trying to get a raise and promotion. They care not at all for the citizens. And those who would be running the whole thing on top, are not going to be doctors, or healthcare professionals, as one might expect in Sweden, but would be lawyers, that practiced criminal law for perhaps a decade, and then became professional bureaucrats after that. I just don't have any faith at ALL that such a system would, or even could, be managed successfully in the US. It would be rife with corruption, incompetance and waste. Probably to the tune of 50% to 66%, or even more of the budget being wasted. You can call that pessimism, but what does the Swedish military pay for a hammer? The US military pays like a hundred dollars.......


View PostOverSword, on 14 November 2012 - 10:25 PM, said:

It should be kept in mind that Sweden has under 10 million people while the US has over 310 million people.  A system that works for 10M may not translate into a system that works for 310M.  Kind of like preparing a meal for twenty you can't take a cookbook to serve 2 and just increase the ingredients by a factor of 10.


It could very well work in the USA if each states had the responsibility for a commonly agreed upon standard, and answered to a federal agency that was responsible for distribution of the funds and made sure each state lived up to their responsibility.
Regarding corruption or incompetence, if you have full transparency of every instance of the process and firm regulations it could very well work out. USA has around 6-7 states that have larger population than 10 millions, the rest is mostly around 5 or less, and if each state were responsible and answerable for it should work.
Corruption is fought with transparency, openness and disclosure of misdeeds.

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#44    EllJay

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Posted 15 November 2012 - 12:05 PM

View PostOverSword, on 14 November 2012 - 10:41 PM, said:

And could not the generous social benefits be somewhat responsible for the ailing economies of Greece, Spain, and France?
Each country are of course responsible of their economy, but if handled with care and common sense a good social net could work permanently.

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#45    EllJay

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Posted 15 November 2012 - 12:08 PM

View PostMr Right Wing, on 14 November 2012 - 10:50 PM, said:

I think you'll find the top end have large oil deposits.

Sweden got no oil deposits, neither Denmark or Finland.
Norway has though, but they had their social and health care system working well before they found oil.

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