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1 in 5 brit house holds borrowed money to eat


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#1    OverSword

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Posted 06 May 2013 - 09:26 PM

From the article:

While GBP jumped and the world celebrated the UK's recent avoidance (for now) of a triple-dip recession (defined on GDP as opposed to reality), the situation in the island nation appears to be going from bad to worse. As Carney takes over the reigns of this once mighty nation he faces a country deeply divided. As the BBC reports, while London real estate prices smash old records, a stunning one-in-five households borrowed money or used savings to cover the costs of food in April. This is the equivalent of five million households unable to fund their food via income alone. Over 80% of these people are concerned about rising food prices (just as print-meister Carney is about to go 'Abe' on them) and almost 60% find it difficult to cope on their current incomes. The director of the consumer group 'Which?', noted that "many households are stretched to their financial breaking point," as "families face a cost of living crisis." While equity and real estate prices hit all-time highs, the opposition sums up the country's feeling, "this incompetent government needs to wake up to the human cost of their failed economic policies."
Over one-third of Britons "feel squeezed"...

http://www.zerohedge...oney-afford-eat


#2    Ashotep

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Posted 06 May 2013 - 10:02 PM

That's not good to have to borrow money to eat.  Just shows you how much trouble the world is really in or at least part of it.  Food and housing is becoming more expensive all the time but most people's salaries aren't keeping up with it.


#3    ouija ouija

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Posted 06 May 2013 - 11:50 PM

In the county I live in(population 532,000), in one small town the need for food handouts went from less than 10 families in 2011, to 2,180 meals being handed out in 2hrs in one day in 2013!! I honestly find it hard to believe at times that this is the 21st century :cry:

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#4    Heaven Is A Halfpipe

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Posted 07 May 2013 - 12:07 AM

View Postouija ouija, on 06 May 2013 - 11:50 PM, said:

In the county I live in(population 532,000), in one small town the need for food handouts went from less than 10 families in 2011, to 2,180 meals being handed out in 2hrs in one day in 2013!! I honestly find it hard to believe at times that this is the 21st century :cry:

Only gonna get worse me thinks. Relying on the government to stay alive is exactly what they want.

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#5    stevewinn

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Posted 07 May 2013 - 10:07 AM

no way. Its simply not true - who are these people? are they taking advantage of free food that charities hand out?. even on minimum benefits people can still buy food. the article is a load of crap.

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#6    The Sky Scanner

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Posted 07 May 2013 - 10:15 AM

View Poststevewinn, on 07 May 2013 - 10:07 AM, said:

no way. Its simply not true - who are these people? are they taking advantage of free food that charities hand out?. even on minimum benefits people can still buy food. the article is a load of crap.

Plenty of working people are borrowing money to get by and eat...reason it's food that is last on the list and therefore needing extra money to buy it is because people know that paying all there main bills, which are 99% of the time on direct debit, is the main priority since defaulting means bank charges that put you further in arrears. I know plenty of working people who use their cards for food shopping, then end up with the minimum payment on that being another priority bill, hence going round in circles..

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#7    freetoroam

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Posted 07 May 2013 - 10:25 AM

Have to agree with stevewinn on this.
if you shop around you can buy food which is not expensive. One thing which is costing people the money is fuel and car running costs,, but you will not see them giving up their cars, even in the towns.
These 1 in 5 households, did the study ask them if they have fridge freezers, how many t.v`s do they have, how many xbox`s and do their kids all wear the top brand trainers, do they all possess a mobile phone and a computer?
I do not disagree that there are people out there who are finding things very tough and some do need to borrow money, but 1 in 5? absolute tosh!

In an ideal World a law would be passed were NO guns were allowed and all those out there destroyed, trouble is the law makers are not going to take a risk of trying to pass that without making sure they are armed first.

#8    Moon Gazer

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Posted 07 May 2013 - 10:27 AM

The thing that gets me with reports like this, is where is the rest of the money going?

Yes there are probably some people who genuinely don't have enough cash for their food so have to borrow money.  However, there are probably lots of people borrowing money to pay for food.... AFTER paying their sky broadband, AFTER paying their mobile phone contract, AFTER buying their cigarettes or having that night out partying etc.

If they are borrowing money because they are genuinely that skint they cannot afford food, then yes I do feel bad for them.  However if they haven't got enough money for food because they are first spending it on luxuries they could live without then I don't feel bad for them at all and it's their own fault.

I have all these kind of luxuries.  I have internet at home, a mobile phone etc.  While I don't really drink I enjoy a meal out or cinema with the hubby.  I spend money every month on going to the gym.  However, if I could not afford simple things like food then these would have to go.  Some people seem to put food way down their list of priorities!

View Postfreetoroam, on 07 May 2013 - 10:25 AM, said:

Have to agree with stevewinn on this.
if you shop around you can buy food which is not expensive. One thing which is costing people the money is fuel and car running costs,, but you will not see them giving up their cars, even in the towns.
These 1 in 5 households, did the study ask them if they have fridge freezers, how many t.v`s do they have, how many xbox`s and do their kids all wear the top brand trainers, do they all possess a mobile phone and a computer?
I do not disagree that there are people out there who are finding things very tough and some do need to borrow money, but 1 in 5? absolute tosh!

Posted at the same time saying pretty much the same lol.


#9    stevewinn

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Posted 07 May 2013 - 10:39 AM

View PostSky Scanner, on 07 May 2013 - 10:15 AM, said:

Plenty of working people are borrowing money to get by and eat...reason it's food that is last on the list and therefore needing extra money to buy it is because people know that paying all there main bills, which are 99% of the time on direct debit, is the main priority since defaulting means bank charges that put you further in arrears. I know plenty of working people who use their cards for food shopping, then end up with the minimum payment on that being another priority bill, hence going round in circles..

People need to learn how to budget better its as simple as that. If people are struggling to find money, its simple. go to the bank and cancel any direct debts that are not for water or gas. im starting to get fed up of stories appearing in the left wing media about people struggling like this article on here, which is a load of crap. - and when you look into it its their own fault. listen if people cannot sit down with a pen and paper and work out their incoming and outgoing and adjust accordingly then they deserve to starve. Darwin in all its glory.

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#10    The Sky Scanner

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Posted 07 May 2013 - 10:47 AM

View Poststevewinn, on 07 May 2013 - 10:39 AM, said:

People need to learn how to budget better its as simple as that. If people are struggling to find money, its simple. go to the bank and cancel any direct debts that are not for water or gas. im starting to get fed up of stories appearing in the left wing media about people struggling like this article on here, which is a load of crap. - and when you look into it its their own fault. listen if people cannot sit down with a pen and paper and work out their incoming and outgoing and adjust accordingly then they deserve to starve. Darwin in all its glory.

I guess it's down to what you see around you, you see different to me. Most of my mates earn low wages (15k - 25k bracket)...after rent/mortgage, council tax, water rates, gas and electric, that's there monthly wage gone, most have cards to get by with other stuff (like food) till things pick up again. You can't do much about having to pay the above bills, they have to be paid no matter what...I suppose they could sell their car/s, but then they'd have to give up work, so that's not really a good idea either.

The article said 1/5 couldn't pay their food bill with their normal wages in the month of April, I don't know if that figure is true, but it wouldn't surprise me if it was.

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#11    stevewinn

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Posted 07 May 2013 - 11:00 AM

View PostSky Scanner, on 07 May 2013 - 10:47 AM, said:

I guess it's down to what you see around you, you see different to me. Most of my mates earn low wages (15k - 25k bracket)...after rent/mortgage, council tax, water rates, gas and electric, that's there monthly wage gone, most have cards to get by with other stuff (like food) till things pick up again. You can't do much about having to pay the above bills, they have to be paid no matter what...I suppose they could sell their car/s, but then they'd have to give up work, so that's not really a good idea either.

The article said 1/5 couldn't pay their food bill with their normal wages in the month of April, I don't know if that figure is true, but it wouldn't surprise me if it was.

they need financial advice because to earn a min of £15,000 and struggle simply points to the fact they are living a lifestyle they cannot afford. part of the clue is contained within your reply. they have cards to get by? be it debit or the more likely credit card. making matters worse. give their heads a wobble.

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#12    The Sky Scanner

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Posted 07 May 2013 - 11:09 AM

View Poststevewinn, on 07 May 2013 - 11:00 AM, said:

they need financial advice because to earn a min of £15,000 and struggle simply points to the fact they are living a lifestyle they cannot afford. part of the clue is contained within your reply. they have cards to get by? be it debit or the more likely credit card. making matters worse. give their heads a wobble.

Ok, i'll break it down for you:

15k a yr equates to around a grand a month after stoppages, average rent around here is 5 - 600 a month, 100 a month for council tax, about 80 quid a month combined for fuel bills, water rates (last time I checked) was about 280 a year, so another 20-25quid a month, ....that's 800 gone before you run your car to get to work, and buy food, essentials etc....that's ignoring all the stuff like tv license, landline phone bill, mobile, or any other 'luxury'...hence a lot of people need cards etc make up the difference every month until things pick up.

They don't need their heads shaking, they need to earn more money, but the overtime isn't there so they can't until things improve.

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#13    Mr Right Wing

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Posted 07 May 2013 - 11:15 AM

View Poststevewinn, on 07 May 2013 - 10:07 AM, said:

no way. Its simply not true - who are these people? are they taking advantage of free food that charities hand out?. even on minimum benefits people can still buy food. the article is a load of crap.

Yes, a load of BBC liberal-left crap!

Benefits are measured to give people enough to feed, clothe themselves and pay their bills. The state does not pay for alcohol, cigarettes or for peoples drug addictions. Maybe if those families got their priorities right their kids wouldnt be starving.


#14    Mr Right Wing

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Posted 07 May 2013 - 11:20 AM

View Poststevewinn, on 07 May 2013 - 11:00 AM, said:

they need financial advice because to earn a min of £15,000 and struggle simply points to the fact they are living a lifestyle they cannot afford. part of the clue is contained within your reply. they have cards to get by? be it debit or the more likely credit card. making matters worse. give their heads a wobble.

Maybe they should stop snorting coke and getting drunk every night lol.


#15    Moon Gazer

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Posted 07 May 2013 - 11:23 AM

View PostSky Scanner, on 07 May 2013 - 11:09 AM, said:

Ok, i'll break it down for you:

15k a yr equates to around a grand a month after stoppages, average rent around here is 5 - 600 a month, 100 a month for council tax, about 80 quid a month combined for fuel bills, water rates (last time I checked) was about 280 a year, so another 20-25quid a month, ....that's 800 gone before you run your car to get to work, and buy food, essentials etc....that's ignoring all the stuff like tv license, landline phone bill, mobile, or any other 'luxury'...hence a lot of people need cards etc make up the difference every month until things pick up.

They don't need their heads shaking, they need to earn more money, but the overtime isn't there so they can't until things improve.

Someone working full time and only earning £15k a year would be entitled to working tax credits.  Assuming they were solely resposonsible for the council tax bill they would recieve 25% discount and if paying between 500-600 a month rent it's likely they would recieve a little something towards rent in housing benefits payment.

Cars are blooming expensive.  I drive a 40 mile round trip to and from work, having a car is still a luxury.  I could do it cheaper by getting train and bus pass.

I certainly wouldn't want to have to use public transport, but if it was that or getting in to debt just to eat, I'd do it.





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