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Another Obamacare horror story debunked


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#1    questionmark

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Posted 31 October 2013 - 02:57 PM

LA Times said:


Deborah Cavallaro is a hard-working real estate agent in the Westchester suburb of Los Angeles who has been featured prominently on a round of news shows lately, talking about how badly Obamacare is going to cost her when her existing plan gets canceled and she has to find a replacement.

She says she's angry at President Obama for having promised that people who like their health plans could keep them, when hers is getting canceled for not meeting Obamacare's standards.

"Please explain to me," she told Maria Bartiromo on CNBC Wednesday, "how my plan is a 'substandard' plan when ... I'd be paying more for the exchange plans than I am currently paying by a wide margin."

Bartiromo didn't take her up on her request. So I will.

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#2    supervike

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Posted 01 November 2013 - 04:43 PM

That is very interesting.  This lady could be should be coming out ahead, I'm not sure what her real objections are.


#3    questionmark

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Posted 01 November 2013 - 07:37 PM

View Postsupervike, on 01 November 2013 - 04:43 PM, said:

That is very interesting.  This lady could be should be coming out ahead, I'm not sure what her real objections are.

That Obamacare is socialism?

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#4    John Denning

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Posted 01 November 2013 - 08:32 PM

Well your in error on several facts.  The first being our leaders repeated promise that if she likeded her plan she could keep her plan PEROID  So our president is a liar.
Second the only plan that she comes out ahead on is the silver plan with subsidies.  Here is where you are wrong there.  Should you elect to buy the silver plan you have to pay for it yourself.  No subsidies for the good one.  You need to learn your facts!


#5    ninjadude

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Posted 02 November 2013 - 12:50 AM

View PostJohn Denning, on 01 November 2013 - 08:32 PM, said:

Well your in error on several facts.  The first being our leaders repeated promise that if she likeded her plan she could keep her plan PEROID  So our president is a liar.

umm no. You can keep it. BUT there is nothing stopping the INSURANCE companies from canceling it because it was crappy.

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#6    RavenHawk

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Posted 02 November 2013 - 06:25 AM

Quote

Cavallaro told me a couple of things that are worth considering. First, what she likes about her current plan is that she can go to any doctor of her choice and any hospital. That's not entirely true, because her current plan with Anthem does favor a network. Plainly, however, it's broad enough to serve her purposes. She's concerned that the new plans will offer smaller networks, which is probably true, though it's not necessarily true that the new networks will exclude her favorite doctors, hospitals or prescription formularies.
This seems to be the important part of what Cavallaro said.  Now none of us are privy to her thinking or situation, not even Hiltzik knows.  Her stating that having a broad plan is important to her becomes a curious thing when her plan only covers the first two visits.  Quite simply, she values choice over costs of office visits.  She probably accepts having to pay for office visits.  With her income variable makes it a good guess.  She also may have Auto Immune Disease (Connective Tissue, Celiac, Lyme, etc.).  If she is 60 then she’s had a history of doctors that have not helped ease her pain of symptoms.  Allopathic medicine is not very well equipped to handle this kind of illness.  But, in her 20 year (at least) journey she probably had found doctors that practice alternative medicines and treatments that help her out.  Insurance usually doesn’t cover these anyway, so the bottom line is that she doesn’t need that many visits but being able to go to other doctors as well that provide class C & D (I’m not sure of the category) preventative medicine and some insurance companies may cover costs on a limited basis.  I.e. 12 chiropractic visits a year.

So, if this is her reasoning, then what plan provides for a broader network?  The implication from Hiltzik, it would be perhaps gold. So then, what is the cost to her compared to her current plan?

Edited by RavenHawk, 02 November 2013 - 06:38 AM.

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#7    RavenHawk

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Posted 02 November 2013 - 06:33 AM

View Postninjadude, on 02 November 2013 - 12:50 AM, said:

umm no. You can keep it. BUT there is nothing stopping the INSURANCE companies from canceling it because it was crappy.
You people change your tune very fast.  None of you were calling these preObamacare plans as crappy until the lie was revealed.  “Crappy” is an arbitrary label placed on a plan that was more than adequate for the individual before the deception.  Obamacare isn’t providing better coverage and forcing insurance companies to harm their customers.  In other words, more is not better but Socialists don’t understand that.  In a world with ever increasing custom illnesses, you need customised coverage and care.

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#8    Rafterman

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Posted 02 November 2013 - 11:35 AM

View Postquestionmark, on 01 November 2013 - 07:37 PM, said:



That Obamacare is socialism?

How do you know that?  She may have be a card carrying life-long Democrat for all you know.

Being unhappy with a policy does not equate to "hating" the President no matter how much the Democrat machine wants people to believe that.

If anything, her misunderstanding points to the failure of the Obamacare system more than anything.  Perhaps if the websites worked better, she would have understood the situation better.

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#9    ninjadude

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Posted 02 November 2013 - 06:04 PM

View PostRavenHawk, on 02 November 2013 - 06:33 AM, said:

  None of you were calling these preObamacare plans as crappy until the lie was revealed.

of course we did. It's part of the law.

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#10    Rafterman

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Posted 02 November 2013 - 06:42 PM

View Postninjadude, on 02 November 2013 - 06:04 PM, said:



of course we did. It's part of the law.

But wouldn't you agree that one great think about the United States is that you have the freedom to have a "crappy" insurance policy if you so choose?  Or at least you did.

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#11    RavenHawk

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Posted 02 November 2013 - 07:40 PM

View Postninjadude, on 02 November 2013 - 06:04 PM, said:

of course we did. It's part of the law.
Now you don’t care how blatant your lies are.

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#12    ninjadude

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Posted 03 November 2013 - 01:46 AM

View PostRafterman, on 02 November 2013 - 06:42 PM, said:

But wouldn't you agree that one great think about the United States is that you have the freedom to have a "crappy" insurance policy if you so choose?  Or at least you did.

no. your rights are not unlimited

View PostRavenHawk, on 02 November 2013 - 07:40 PM, said:

Now you don't care how blatant your lies are.

wrong. It was discussed here on UM.

"Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it. Begin it now!""
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#13    RavenHawk

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Posted 03 November 2013 - 02:20 AM

View Postninjadude, on 03 November 2013 - 01:46 AM, said:

no. your rights are not unlimited
You are completely wrong.  Man has unlimited Rights.  I’ll leave it at that for now because if you dare reply, your reply will show how ignorant you are.  And that is what is desired.

Quote

wrong. It was discussed here on UM.
Really?  Do you happen to have a link so that the language can be examined?

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#14    Imaginarynumber1

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Posted 03 November 2013 - 03:02 AM

View PostRavenHawk, on 03 November 2013 - 02:20 AM, said:

You are completely wrong.  Man has unlimited Rights.

Except for healthcare, abortions, two dudes who want to get married, recreational pot, being paid a livable wage, etc....

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#15    RavenHawk

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Posted 03 November 2013 - 05:11 AM

View PostImaginarynumber1, on 03 November 2013 - 03:02 AM, said:

Except for healthcare, abortions, two dudes who want to get married, recreational pot, being paid a livable wage, etc....
No one is stopping you from doing these things.

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