Well, apparently not:
For some, Obamacare deductibles deliver sticker shock
The Affordable Care Act is turning out to be less than affordable for some consumers.
That’s because many of the plans carry huge deductibles, creating potential financial problems for middle-class consumers. Some “bronze”-level plans, the lowest level of coverage, carry deductibles as high as $12,700 per year for a family of four.
The deductible is the amount a family or insured person must pay out of pocket before the health care plan kicks in. For a household with the country’s median annual income — about $52,000 — such a hefty deductible may create an unhealthy incentive: skipping treatment and medication in order to keep out-of-pocket spending low.
The average individual deductible for a bronze plan is a whopping $5,081 per year, according to research provided to CBS MoneyWatch from HealthPocket, a technology company that ranks health care plans.
What’s worse, that represents an increase of 40 percent from the average deductible for an individually purchased plan before the federal health care overhaul, according to The Wall Street Journal.
Obamacare just keeps getting better and better, doesn't it?
Edited by Rafterman, 12 December 2013 - 04:16 PM.