Ever wondered if anyone makes the money promised in those work-at-home advertisements? Or if each forwarded e-mail will really mean a donation of 10 cents from Microsoft to an orphan's organ-transplant operation? The answer is no. These stories are urban legends, e-mail rumors and scams. They are but a few of what we like to call financial fiction. The following are some of the most popular and most creative examples waiting in in-boxes.

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I think I have actually recieved every one of those at one time or another.
The nigerian scams are my alltime faves though

I have never had any of them come through to me,thank god.

I get them all the time, some times I think great, something I can do, then I got to the site and it's says pay this or sign up, and I think no way. bloody thing