QUOTE
A lawyer 24 expensive cigars and had them insured against fire. After he'd smoked them all, he filed a claim, pointing out that the cigars had been destroyed by fire. The company refused to pay, on the grounds that the man had quite clearly smoked them, so the man sued. A judge ruled that because the insurance company had agreed to insure against fire, it was legally responsible. So the company paid the claim. And when the man accepted the money, the company had him arrested for arson. Only in America.
Having printed the article with no specific details, the popular tabloid's readers began researching it, only to find it is an urban legend that has exsisted since 1997.
Snopes have debunked it [URL= http://www.snopes.com/crime/clever/cigarson.asp]Here.[/URL]