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Woman sues man killed by train


The Caspian Hare

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There is NO WAY her med bills for a broken leg and wrist will cost her that much........ I'd say if anything, it would cost her up to $5000 Not the exaggerated figures you push out......

You assume that she was not insured.......

It appears you are not familiar with insurance here in the US; it isn't great, and at best covers a portion of situations like this. There were no details for if she was covered, and how bad the break was. Some breaks are easy, can be set after a few xrays and with follow up care set you back several thousand dollars, even with insurance. If she needed any kind of surgery to set bones, or install plates to hold bones together, then you are looking at 50,000 worth of medical costs, and follow up care.

Even with insurance, she would be on the hook for 10,000 dollars, plus any time off work. Without insurance she could be looking at the whole amount. Perhaps you would be willing to accept tens of thousands of dollars worth of bills for another persons accident, but I don't think it is fair to put that much of a burden on someone for something they did not cause.

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Yep, and that's just the wrist, double that amount if you want to count the leg too. BM why have you only sympathy for the guy who through his own actions died, and none for the innocent by-stander whose life was so very drastically affected.

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It appears you are not familiar with insurance here in the US; it isn't great, and at best covers a portion of situations like this. There were no details for if she was covered, and how bad the break was. Some breaks are easy, can be set after a few xrays and with follow up care set you back several thousand dollars, even with insurance. If she needed any kind of surgery to set bones, or install plates to hold bones together, then you are looking at 50,000 worth of medical costs, and follow up care.

Even with insurance, she would be on the hook for 10,000 dollars, plus any time off work. Without insurance she could be looking at the whole amount. Perhaps you would be willing to accept tens of thousands of dollars worth of bills for another persons accident, but I don't think it is fair to put that much of a burden on someone for something they did not cause.

Man Amweica is backwards. I work for Accident Compensation in NZ. We are the only insurance company like our in the world. ACC pays for all medical cost and any compensation needed during time off. This eliminates the need for suing.

To me it is just not right to sue someone who just died. how petty. bur you have a point when the bills up to 50k. And a few thousand for a xray DAMN you lukcy to pay 50 bux over here if not free.

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Man Amweica is backwards. I work for Accident Compensation in NZ. We are the only insurance company like our in the world. ACC pays for all medical cost and any compensation needed during time off. This eliminates the need for suing.

To me it is just not right to sue someone who just died. how petty. bur you have a point when the bills up to 50k. And a few thousand for a xray DAMN you lukcy to pay 50 bux over here if not free.

Maybe, but what percent of your income do you pay in taxes? I'm taxed about %12.

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There is NO WAY her med bills for a broken leg and wrist will cost her that much........ I'd say if anything, it would cost her up to $5000 Not the exaggerated figures you push out......

It would probably cost her a lot more than that. I spent 3 days in the hospital a few years ago for my heart and excluding all tests and procedures the bill for just the room and food for 3 days was 20,000. My insurance kicked in the day I was admitted to the hospital and they still ruled it a pre-existing condition and wouldn't pay. We have a screwed up health care system here in the US.

Regardless of anyone's personal opinion on the matter, the courts ruled that she can sue his estate. I agree with them. Regardless of the unfortunate outcome of his death, he was negligent.

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It appears you are not familiar with insurance here in the US; it isn't great, and at best covers a portion of situations like this. There were no details for if she was covered, and how bad the break was. Some breaks are easy, can be set after a few xrays and with follow up care set you back several thousand dollars, even with insurance. If she needed any kind of surgery to set bones, or install plates to hold bones together, then you are looking at 50,000 worth of medical costs, and follow up care.

Even with insurance, she would be on the hook for 10,000 dollars, plus any time off work. Without insurance she could be looking at the whole amount. Perhaps you would be willing to accept tens of thousands of dollars worth of bills for another persons accident, but I don't think it is fair to put that much of a burden on someone for something they did not cause.

From what I believe, that is all meant to change for all Americans...I can't recall where I heard it.. But Obama is said to think about going along with how it is done in the UK ... Cut out medical bills and have everyone pay a small amount for what we call - National insurance....... How that works is............ You get your monthly wage.. you will see a section on your pay slip for tax and another section for National Insurance... But the part that you pay for national insurance is rather low compared to tax......

.... No one ever complains about it... because it is low and you wouldn't miss it..it is as low as £25 ($40 in US dollars) depending on what you earn..it is nothing compared to what you may pay for health insurance each month ..you would most likely save more... So will millions of people having this deducted every month... it amounts to billions that go towards medical bills .. that is how we cope with it over here ....So if you get into an accident, or you need other medial treatments, you do not have to worry if you are insured or how you can afford it.... Its already paid by all of you through National Insurance....

I feel America would be better off with that....We never worry about the hassle of pay the bigger bills....nor do we worry about taking out insurance to cover us .... I feel that Americans feel more stress with medical bills ....and it is unfair ...If I moved over there it would take me sometime to get used to that

Edited by Beckys_Mom
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Yep, and that's just the wrist, double that amount if you want to count the leg too. BM why have you only sympathy for the guy who through his own actions died, and none for the innocent by-stander whose life was so very drastically affected.

I read up that it can cost anywhere from $2000 for X rays.. and then they charge for other treatment... I read some saying up to $4.500 to $5000 for a broken leg...

Introduce national Insurance and no more worries

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That woman should be sued for not being in the kitchen! What the hell!?

As is is known fact that men make better cooks worlds best ever chefs are men.. then a mans place is in the kitchen lol

Edited by Beckys_Mom
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From what I believe, that is all meant to change for all Americans...I can't recall where I heard it.. But Obama is said to think about going along with how it is done in the UK ... Cut out medical bills and have everyone pay a small amount for what we call - National insurance....... How that works is............ You get your monthly wage.. you will see a section on your pay slip for tax and another section for National Insurance... But the part that you pay for national insurance is rather low compared to tax......

.... No one ever complains about it... because it is low and you wouldn't miss it..it is as low as £25 ($40 in US dollars) depending on what you earn..it is nothing compared to what you may pay for health insurance each month ..you would most likely save more... So will millions of people having this deducted every month... it amounts to billions that go towards medical bills .. that is how we cope with it over here ....So if you get into an accident, or you need other medial treatments, you do not have to worry if you are insured or how you can afford it.... Its already paid by all of you through National Insurance....

I feel America would be better off with that....We never worry about the hassle of pay the bigger bills....nor do we worry about taking out insurance to cover us .... I feel that Americans feel more stress with medical bills ....and it is unfair ...If I moved over there it would take me sometime to get used to that

Yeah, I understand and appreciate how your system works, trust me. I got injured, and after a few back surgeries I am in the hole half a million dollars. I had insurance too, but they refused to pay based on a ridiculous exclusion(They claimed that I had been injured previously, when that wasn't the case). I didn't have the money to take a billion dollar company to court, so I am screwed.

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I think it's about time the U.S put in place a national health service like that in the rest of the western world. It might help curb the ridiculous culture of suing everyone and everything just to pay for medical bills.

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I think it's about time the U.S put in place a national health service like that in the rest of the western world. It might help curb the ridiculous culture of suing everyone and everything just to pay for medical bills.

Yeah, it probably would, but there is half the country that feels that it would be the same as being a card carrying communist(Yes, I know the difference, but many do not). It is one of the few things I disagree with my political party about. We spend so much money on medical care it is ridiculous. Far more(per person) than pretty much any place else that offers government health care of one form or another. We are wasting cash trying to run a system that is painfully broken.

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Yeah, I understand and appreciate how your system works, trust me. I got injured, and after a few back surgeries I am in the hole half a million dollars. I had insurance too, but they refused to pay based on a ridiculous exclusion(They claimed that I had been injured previously, when that wasn't the case). I didn't have the money to take a billion dollar company to court, so I am screwed.

That is so UNFAIR to you....Its a effing disgrace.....I know what a back injury is like, I broke my lower back, lucky to get over it, it took years to....But that must have been stressful more so for you than it was for me... because I was not faced with big bills... you were...

Fluffy you may already know this, but I used to sell insurance, home insurance and car insurance...I and KNOW it is all a con...... they will list what they cover... but the list of what they WONT cover is 5 times as long....... They have so many loopholes to get through to cover themselves and not their customers... They know how to fiddle you good...

Can I ask you this --> .... Do they discriminate and fiddle those of you who are fire-fighters and could be at more risk? And this excess fee you pay, before they pay is absolutely ridiculous ....many insurance companies do that..

It is such a pity you guys are not using the same system as we are............ If Obama is said to get that ball rolling... he should get his finger out...and do something... Don't just say he will ... do it...

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I think it's about time the U.S put in place a national health service like that in the rest of the western world. It might help curb the ridiculous culture of suing everyone and everything just to pay for medical bills.

I agree it would be a relief for ALL Americans ...... When I see some documentaries of some Americans upset and scared over their loved ones needing operations and medical help to save their lives and they cannot afford it... it tears you up watching... BUT I don't know if it will sort out the over the top law suits.. because over here they still try to sue for injuries despite the fact they have no medical bills to pay lol.. I mean look at the TV ads constantly promoting - Injury lawyer 4 U !! Need I say more? lol

I had a friend from PA once who got into a motor cycle accident.. he was on the phone talking to me and said.. he was too sore to go anywhere or do anything.. I got confused as to why h wouldn't go to a hospital... He told me he would love to but couldn't afford the bills.. so he was left to suffer... !!!

Even if so many Americans are earning a good wage, if they are faced with hefty medical bills it can still floor them !!! The bills are ridiculous

I wonder if they charge parents over there who have kids with disabilities that need treatment? Or Kids with serious health problems?

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Can I ask you this --> .... Do they discriminate and fiddle those of you who are fire-fighters and could be at more risk? And this excess fee you pay, before they pay is absolutely ridiculous ....many insurance companies do that..

It is such a pity you guys are not using the same system as we are............ If Obama is said to get that ball rolling... he should get his finger out...and do something... Don't just say he will ... do it...

Yeah, firefighters are at a much much higher rate, and usually have written exclusions for anything that could be work related. My back injury was a great example. I stopped at a car accident on my day off, and the accident happened right in front of me. The station was 3 miles away, and there was imminent danger to life, so I stopped and tried to get this trucker who weighed about 350 pounds out of a crushed cab of a semi. I ended up having two ruptured discs among a gaggle of nerve damage, and I ended up not being able to walk, or move my left leg.

The fire department insurance screwed me, because I didn't go to the station first, and my private insurance found that i went to the doctor 8 years prior for a pulled muscle in my back after working in the garden leaning over all day...they said that my back problem was a condition I had before. It was silly as i wasn't able to walk...such is the healthcare system.

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As is is known fact that men make better cooks worlds best ever chefs are men.. then a mans place is in the kitchen lol

I'd gladly stay home and work my magic in the kitchen, and elsewhere. But you still have to take me out every now and then and show that you appreciate me.

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Maybe, but what percent of your income do you pay in taxes? I'm taxed about %12.

Thanks for this OverSewered, 'cos you've scuppered your own paper thin argument. We in GB pay 25% tax and up to 40% tax so that we can keep the upper classes and politicians in champaign lunches, but we also pay it towards our medical care. I guess if I was paying just 12% tax I could squirrel money away for such things as accidentally being hit by mangled body parts, quite a lot of money as it happens, but I don't have to 'cos I have a lovely government that taxes me to the bone and thankfully a SOCIALIST medical system that cares for all. Surely if this lady of advanced years had been prudent and invested that percentage difference throughout her working life, she would be more than able to cope with the bill left over after her insurance .

12% vs 25%, At a quick calculation I reckon I could've paid her medical bill and not noticed, if I'd had a life of 12% tax. All relative I suppose.

Amuses me that the yanks argue this from a pure litigation/money viewpoint and avoid the ethics of it. Not entirely unexpected mind.

The dudes dead and she isn't. Personally if I was her I would be grateful to have survived this gruesome experience. I may however have argued for the sale of one of the kidneys that hit me on Ebay, just to pay for my dry cleaning.

Peace.

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Man Amweica is backwards. I work for Accident Compensation in NZ. We are the only insurance company like our in the world. ACC pays for all medical cost and any compensation needed during time off. This eliminates the need for suing.

To me it is just not right to sue someone who just died. how petty. bur you have a point when the bills up to 50k. And a few thousand for a xray DAMN you lukcy to pay 50 bux over here if not free.

America's capatalist system has gone mad - a little socialist health care would not go astray but you should see the backlash whenever anyone tries to introduce such a thing - refer Obama Care on the internet for examples of reaction.

Basically, I pay more than the 12% another member posted as the tax rate in USA here in Australia and I do not begrudge it one bit. Children, the elderly, the poor, hell even illegal immigrants get attended in our healthcare system - a human life is far more valuable to me than a couple of extra percentage points in tax, the way I see it, it is a charitable donation I don't mind making as long as the charity aka: healthsystem does not squander the money and line a bunch of fat cats wallets with it that is ;) .

Like BM and your good self I am grateful that I live within a socially responsible system that will not send me bankrupt if I am unfortunate enough to sustain an injury or suffer a serious illness like Cancer or AIDS etc.

To those that say the Americans could easily save the money with all the taxes they are not paying - think again, wages for a huge majority are quite low in the first instance and a lifetime of exhorbitant medical and dental costs would be eating into that yearly. The kicker though, is the lack of control over costs in the first instance - being a surgeon, doctor or Pharmaceutical Company in the USA must be the greatest opportunity to rort the public outside of Wall Street IMO.

Edited by libstaK
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America's capatalist system has gone mad - a little socialist health care would not go astray but you should see the backlash whenever anyone tries to introduce such a thing - refer Obama Care on the internet for examples of reaction.

Basically, I pay more than the 12% another member posted as the tax rate in USA here in Australia and I do not begrudge it one bit. Children, the elderly, the poor, hell even illegal immigrants get attended in our healthcare system - a human life is far more valuable to me than a couple of extra percentage points in tax, the way I see it, it is a charitable donation I don't mind making as long as the charity aka: healthsystem does not squander the money and line a bunch of fat cats wallets with it that is ;) .

Like BM and your good self I am grateful that I live within a socially responsible system that will not send me bankrupt if I am unfortunate enough to sustain an injury or suffer a serious illness like Cancer or AIDS etc.

To those that say the Americans could easily save the money with all the taxes they are not paying - think again, wages for a huge majority are quite low in the first instance and a lifetime of exhorbitant medical and dental costs would be eating into that yearly. The kicker though, is the lack of control over costs in the first instance - being a surgeon, doctor or Pharmaceutical Company in the USA must be the greatest opportunity to rort the public outside of Wall Street IMO.

Libstak is right, more than right. Economics 101, something almost every college student in the states is required to take, demonstrates in no uncertain terms that access to healthcare has a direct impact on overall GDP which is how you actually measure a nations worth. But Americans are so quick to either forget this or they never learn it in the first place. Small business, the core of US economics, have cited healthcare cost as the number one problem facing them. Plus Americans can sit and talk all day about "socialist" healthcare blah blah blah but the rest of the modern world w/ open access to healthcare is going to leave us behind regardless of how cavalier we act. Either you're informed on the subject and you lean towards more controls over healthcare and more access to it, or you're not and you don't. :tu: Libstak, you nailed it.

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Libstak is right, more than right. Economics 101, something almost every college student in the states is required to take, demonstrates in no uncertain terms that access to healthcare has a direct impact on overall GDP which is how you actually measure a nations worth. But Americans are so quick to either forget this or they never learn it in the first place. Small business, the core of US economics, have cited healthcare cost as the number one problem facing them. Plus Americans can sit and talk all day about "socialist" healthcare blah blah blah but the rest of the modern world w/ open access to healthcare is going to leave us behind regardless of how cavalier we act. Either you're informed on the subject and you lean towards more controls over healthcare and more access to it, or you're not and you don't. :tu: Libstak, you nailed it.

Thank you F1gtr33. It is interesting that a nation can claim wealth and freedom for its citizens and not comprehend the basics you have highlighted, it is also very sad. I blame neocons for this, it is a political force whose popularity and power I just don't comprehend. Social responsibility is always treated and sold as a communist blight by these types and people swallow it hook line and sinker. You don't lose your democracy by working together to create communities that heal its people and preserve human life for goodness sake.

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unbelievable,only a Japanese person in America,would think of something as disgusting as this...I hope she gets gangrene and her bits drop off,and she can sue me for saying that,sayonara ! banzai etc

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