Phillip Tilley

"How to get rich"

April 1, 2010 |  27 comments
Image Credit: sxc.hu My good buddy Professor Rocco had a formula for how to become a millionaire. It went like this: first, start with a million dollars, the rest comes easy! My good buddy Tom told me the best way to make a million dollars in the real estate business is to start with two million dollars. I know, that is probably not what you wanted to hear but the truth seldom is.

If you would like to learn the seven major ways to “get rich” read on. But you probably will not like what you read, but it is what it is.

The first way to get rich is very much along the lines of what Professor Rocco said. The first way is to be born rich. If your parents were rich you probably will be too by virtue of inheriting their wealth when they die.

The real question is how much money does it take to be considered rich? Our President thinks if you earn $250,000 a year you are rich. Most people who earn that much do not think they are rich, but if that is the mark then only 5% of the population is rich.

Back in the 1960’s the world had only one Billionaire. That man was Howard Hughes and he was worth 2.2 Billion dollars. As of February 2010 there are 1011 Billionaires. That means that being a millionaire does not mean what it used to. When I was a child being a millionaire was a big deal, but with inflation you would need $25,000,000 to buy the same amount a million would in 1964.

About 1% of the population is born rich. If you are not one of them you could use method number two. Marry someone who is already rich and by virtue of the fact you are their spouse you are also rich, baring a pre-nuptial agreement. This is the method used mostly by women. My sister married a millionaire that runs a trucking company. You hear on rare occasion that a man married a rich woman for her money, but that is rare.

About ½% of the population marries into money. I know what you are thinking, these are not very good odds and you are correct. But the odds get markedly worse from here.

The third method to get rich is to win the lottery. The odds of that are 17.5 million to one, and half the people that win the lottery were already rich. That is how they could afford to buy enough lottery tickets to beat the odds. I know a lady that won $40,000 in the lottery. Of that she only got about $27,000 after taxes and it took $12,472 in tickets to win that amount. Roughly she doubled her money. The safest way to double your money is to fold it in half and put it back in your wallet.

About 20 people a year win big in the lottery. Of those people half of them are broke again within five years. The spending spree these people go on is called “money madness.” Now they can afford drugs, prostitutes and fast cars that they never could before. They often wreck their health or a car and pay a heavy cost.

If owning your own business and being the boss is something you might enjoy then good for you. The fourth way to get rich is by running your own business. Of course you do have to know what you are doing. Before I start a business I spend two years researching, investigating and if possible working in that kind of business so I can get some idea of how it works. I must confess I am not real good at running businesses. I am better at running them out of business.

It is hard to start a business. Never believe the fool that says you can start a business for $50. A McDonalds franchise used to cost $250,000. The bank told me they would loan me $150,000 if I came up with the other $100,000 first. That is like saying, “Once you get rich on your own we will help you get richer.” By the way, the local owner of a McDonalds franchise in my area earned $40,000 last year. He is not getting very rich very fast.

Add to that the fact that most small businesses fail within the first two years and you can see your odds of getting rich in business are slim. Most of the time you would have earned a profit if it were not for all the taxes a business must pay. Most businesses pay out about 60% of their earnings in some form of tax. Not very encouraging is it? Half the people who are rich own their own business. Half of them were brought into the family business and essentially were already rich.

This brings us to the fifth way to get rich, crime. All the best business people I know got rich by doing illegal activities. In business you are told, “Find a need and fill it.” That is what drug dealers, pimps and madams and prostitutes do. In business we are taught the biggest profits lie with the biggest risks. Crime is a risky business but the rewards are substantial.

During prohibition in the 1930’s, a local family bootlegged whisky to great fortune. By the time prohibition ended they had bought land, houses and started a grocery store partly to help launder their booze money. At that point they were rich and ran their businesses legitimately. They used crime to get ahead and like Professor Rocco said, once you have a million dollars the rest comes easy.

Today of course it is marijuana and crack that bring fast profits. They also bring fast prison sentences. Half the people in prison today are there on drug sales or manufacture charges. My neighbor Camron did three and a half years for running a meth lab. He made $150,000 in three months before he got caught. He said it was not worth it and he would never do it again.

With drugs and prostitution you also pay no taxes. That is where the huge profits come from. Tax free income! This is one of the reasons the government makes it illegal. There is nothing in it for them to waste.

As Beretta used to say on his TV detective series in the 70’s, “Don’t do the crime if you can’t do the time.” If crime does not suit you well, do not do it. You might end up with room and board and all the butt sex you never wanted if you get sent to prison. Crime detection and DNA make it easier to catch criminals. And let us face the facts, the only smart criminals are already bank executives or members of Congress.

The sixth way to get rich is with insurance. I know a woman that married a man twice her age. He was not handsome and he was not rich, but he had a heart condition. She insured him heavily and sexed him to death over a two year period. He died a happy man and she became rich from the insurance.

Also the state I live in made it a law that if your house burns down the insurance must pay 150% of what the house was valued at. The house must be a total loss, otherwise the insurance pays only for actual damages. That is why when a house catches on fire here, first you get your family out safe. Next you get your pets out safe and lastly you get your favorite guns out. Then you call 911. By the time the fire department arrives the house is fully engaged and it is a total loss.

This all makes perfect sense to get you family and pets out safe. You cannot leave your guns and ammo in a house on fire as that could be dangerous to the fire fighters if it exploded or went off. With the bad economy there has been a 300% increase in house fires resulting in a total loss.

Insuring someone to kill them or burning your house down to collect insurance are crimes. Again, crime detection techniques are getting better all the time so I do not encourage anyone to do such a thing. The odds of being able to get rich from insurance are ½%, still far better than the lottery and perfectly legal if no foul play is involved.

The last category for getting rich is the combination of pro athlete, hip hop or rock star, actor or actress and bestselling author. We will examine each of these separately. And remember, for these you actually need real talent as well.

There are about 3000 pro athletes in the U.S. that earn a million dollars a year or more. When you consider there are 300 million citizens in the U.S., that means the odds of getting rich as a pro athlete are one in a million. That is 17.5 times more likely that winning the lottery. Add to that the fact you must be talented and have a good agent to push your merits.

For every rich pro athlete, there are ten others just as talented that never got a chance to strut their stuff because they could not afford an agent. If you have money for an agent you are probably already rich. I also cannot count the number of athletes that got injured just before their big break, or maybe the big break is what injured them. I do not want to confuse cause and effect.

For hip hop artists and rock stars the odds are again one in a million. You must have talent and here again a good agent is essential. Enter a world that is fiercely competitive and the people lucky enough to get a contract with a major studio will burn out in about four years from a rough life of little sleep, drugs and unprotected sex. Go for your dreams but expect disappointment.

If you want to be an actor or actress it helps to be the son, daughter, niece or nephew, grandson or granddaughter of someone who is already an actor or actress or director or producer. It also helps to be Jewish. Hollywood Hebrews as they call themselves, (I am not making that up), control most of the movie and TV studios in Hollywood and New York.

You can still break in but you must be extremely talented, and again a good agent is a must. I once asked what it would cost for a portfolio, which is a must have item, and I was told $15,000 minimum. That was 25 years ago, the cost must easily have doubled or tripled by now. If you have the money for that you are probably already rich.

You can still break into Hollywood but the odds again are one in a million. Bars and cafes in L.A. are full of people that came there with a dream and now tend bar and wait tables.

The last part of this category is bestselling author. There are 85,000 books published in the U.S. every year. Of those about 120 will be best sellers. The next five hundred will earn a profit. The next two thousand will break even. All the rest, 82,480 lose money. Half of the bestsellers were written by authors who are already bestselling authors. The other half are written for celebrities like Sara Palin and it is their celebrity that sells the book. If you are not already a bestselling author or celebrity your odds of getting rich in publishing are 85,000 to one and it helps to be talented and have a good agent.

In conclusion, if you were not born rich, married a rich person, won the lottery, own your own business, are a criminal mastermind, inherited an insurance fortune, are a super athlete, talented hip hop or rock star, related to a famous actor or actress, are a celebrity or bestselling author, then you will likely never be rich. I know that is not what you wanted to hear but it does not change the facts.

And remember, money is not everything, in fact it is nothing. There is no money, there is only worthless Federal Reserve Notes. Stop lusting after something that does not exist. Wake up people, the money matrix has you.

Phillip Tilley is author of The Money Matrix of the New World Order and other articles.[!gad]My good buddy Professor Rocco had a formula for how to become a millionaire. It went like this: first, start with a million dollars, the rest comes easy! My good buddy Tom told me the best way to make a million dollars in the real estate business is to start with two million dollars. I know, that is probably not what you wanted to hear but the truth seldom is.

If you would like to learn the seven major ways to “get rich” read on. But you probably will not like what you read, but it is what it is.

The first way to get rich is very much along the lines of what Professor Rocco said. The first way is to be born rich. If your parents were rich you probably will be too by virtue of inheriting their wealth when they die.

The real question is how much money does it take to be considered rich? Our President thinks if you earn $250,000 a year you are rich. Most people who earn that much do not think they are rich, but if that is the mark then only 5% of the population is rich.

Back in the 1960’s the world had only one Billionaire. That man was Howard Hughes and he was worth 2.2 Billion dollars. As of February 2010 there are 1011 Billionaires. That means that being a millionaire does not mean what it used to. When I was a child being a millionaire was a big deal, but with inflation you would need $25,000,000 to buy the same amount a million would in 1964.

About 1% of the population is born rich. If you are not one of them you could use method number two. Marry someone who is already rich and by virtue of the fact you are their spouse you are also rich, baring a pre-nuptial agreement. This is the method used mostly by women. My sister married a millionaire that runs a trucking company. You hear on rare occasion that a man married a rich woman for her money, but that is rare.

About ½% of the population marries into money. I know what you are thinking, these are not very good odds and you are correct. But the odds get markedly worse from here.

The third method to get rich is to win the lottery. The odds of that are 17.5 million to one, and half the people that win the lottery were already rich. That is how they could afford to buy enough lottery tickets to beat the odds. I know a lady that won $40,000 in the lottery. Of that she only got about $27,000 after taxes and it took $12,472 in tickets to win that amount. Roughly she doubled her money. The safest way to double your money is to fold it in half and put it back in your wallet.

About 20 people a year win big in the lottery. Of those people half of them are broke again within five years. The spending spree these people go on is called “money madness.” Now they can afford drugs, prostitutes and fast cars that they never could before. They often wreck their health or a car and pay a heavy cost.

If owning your own business and being the boss is something you might enjoy then good for you. The fourth way to get rich is by running your own business. Of course you do have to know what you are doing. Before I start a business I spend two years researching, investigating and if possible working in that kind of business so I can get some idea of how it works. I must confess I am not real good at running businesses. I am better at running them out of business.

It is hard to start a business. Never believe the fool that says you can start a business for $50. A McDonalds franchise used to cost $250,000. The bank told me they would loan me $150,000 if I came up with the other $100,000 first. That is like saying, “Once you get rich on your own we will help you get richer.” By the way, the local owner of a McDonalds franchise in my area earned $40,000 last year. He is not getting very rich very fast.

Add to that the fact that most small businesses fail within the first two years and you can see your odds of getting rich in business are slim. Most of the time you would have earned a profit if it were not for all the taxes a business must pay. Most businesses pay out about 60% of their earnings in some form of tax. Not very encouraging is it? Half the people who are rich own their own business. Half of them were brought into the family business and essentially were already rich.

This brings us to the fifth way to get rich, crime. All the best business people I know got rich by doing illegal activities. In business you are told, “Find a need and fill it.” That is what drug dealers, pimps and madams and prostitutes do. In business we are taught the biggest profits lie with the biggest risks. Crime is a risky business but the rewards are substantial.

During prohibition in the 1930’s, a local family bootlegged whisky to great fortune. By the time prohibition ended they had bought land, houses and started a grocery store partly to help launder their booze money. At that point they were rich and ran their businesses legitimately. They used crime to get ahead and like Professor Rocco said, once you have a million dollars the rest comes easy.

Today of course it is marijuana and crack that bring fast profits. They also bring fast prison sentences. Half the people in prison today are there on drug sales or manufacture charges. My neighbor Camron did three and a half years for running a meth lab. He made $150,000 in three months before he got caught. He said it was not worth it and he would never do it again.

With drugs and prostitution you also pay no taxes. That is where the huge profits come from. Tax free income! This is one of the reasons the government makes it illegal. There is nothing in it for them to waste.

As Beretta used to say on his TV detective series in the 70’s, “Don’t do the crime if you can’t do the time.” If crime does not suit you well, do not do it. You might end up with room and board and all the butt sex you never wanted if you get sent to prison. Crime detection and DNA make it easier to catch criminals. And let us face the facts, the only smart criminals are already bank executives or members of Congress.

The sixth way to get rich is with insurance. I know a woman that married a man twice her age. He was not handsome and he was not rich, but he had a heart condition. She insured him heavily and sexed him to death over a two year period. He died a happy man and she became rich from the insurance.

Also the state I live in made it a law that if your house burns down the insurance must pay 150% of what the house was valued at. The house must be a total loss, otherwise the insurance pays only for actual damages. That is why when a house catches on fire here, first you get your family out safe. Next you get your pets out safe and lastly you get your favorite guns out. Then you call 911. By the time the fire department arrives the house is fully engaged and it is a total loss.

This all makes perfect sense to get you family and pets out safe. You cannot leave your guns and ammo in a house on fire as that could be dangerous to the fire fighters if it exploded or went off. With the bad economy there has been a 300% increase in house fires resulting in a total loss.

Insuring someone to kill them or burning your house down to collect insurance are crimes. Again, crime detection techniques are getting better all the time so I do not encourage anyone to do such a thing. The odds of being able to get rich from insurance are ½%, still far better than the lottery and perfectly legal if no foul play is involved.

The last category for getting rich is the combination of pro athlete, hip hop or rock star, actor or actress and bestselling author. We will examine each of these separately. And remember, for these you actually need real talent as well.

There are about 3000 pro athletes in the U.S. that earn a million dollars a year or more. When you consider there are 300 million citizens in the U.S., that means the odds of getting rich as a pro athlete are one in a million. That is 17.5 times more likely that winning the lottery. Add to that the fact you must be talented and have a good agent to push your merits.

For every rich pro athlete, there are ten others just as talented that never got a chance to strut their stuff because they could not afford an agent. If you have money for an agent you are probably already rich. I also cannot count the number of athletes that got injured just before their big break, or maybe the big break is what injured them. I do not want to confuse cause and effect.

For hip hop artists and rock stars the odds are again one in a million. You must have talent and here again a good agent is essential. Enter a world that is fiercely competitive and the people lucky enough to get a contract with a major studio will burn out in about four years from a rough life of little sleep, drugs and unprotected sex. Go for your dreams but expect disappointment.

If you want to be an actor or actress it helps to be the son, daughter, niece or nephew, grandson or granddaughter of someone who is already an actor or actress or director or producer. It also helps to be Jewish. Hollywood Hebrews as they call themselves, (I am not making that up), control most of the movie and TV studios in Hollywood and New York.

You can still break in but you must be extremely talented, and again a good agent is a must. I once asked what it would cost for a portfolio, which is a must have item, and I was told $15,000 minimum. That was 25 years ago, the cost must easily have doubled or tripled by now. If you have the money for that you are probably already rich.

You can still break into Hollywood but the odds again are one in a million. Bars and cafes in L.A. are full of people that came there with a dream and now tend bar and wait tables.

The last part of this category is bestselling author. There are 85,000 books published in the U.S. every year. Of those about 120 will be best sellers. The next five hundred will earn a profit. The next two thousand will break even. All the rest, 82,480 lose money. Half of the bestsellers were written by authors who are already bestselling authors. The other half are written for celebrities like Sara Palin and it is their celebrity that sells the book. If you are not already a bestselling author or celebrity your odds of getting rich in publishing are 85,000 to one and it helps to be talented and have a good agent.

In conclusion, if you were not born rich, married a rich person, won the lottery, own your own business, are a criminal mastermind, inherited an insurance fortune, are a super athlete, talented hip hop or rock star, related to a famous actor or actress, are a celebrity or bestselling author, then you will likely never be rich. I know that is not what you wanted to hear but it does not change the facts.

And remember, money is not everything, in fact it is nothing. There is no money, there is only worthless Federal Reserve Notes. Stop lusting after something that does not exist. Wake up people, the money matrix has you.

Phillip Tilley is author of The Money Matrix of the New World Order and other articles. Comments (27)

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